🌍 About the Company

The client is a Latvian-licensed electronic money institution operating in a regulated financial services environment. The company provides payment and electronic money services in line with European Union and Latvian regulatory requirements.
Professionals joining the team can work close to core FinTech operations, payment flows, client funds protection and regulatory reporting. The role offers strong exposure to an international payments environment while staying connected to practical, hands-on finance operations.

💼 About the Role

As Reconciliation & Safeguarding Specialist, you will ensure accurate payment accounting, settlement reconciliation and control over safeguarded client funds. Your work will directly support financial data accuracy, liquidity control, regulatory reporting and internal control readiness. This role is ideal for someone who enjoys precise financial operations, regulated processes and cross-functional collaboration across finance, payments, IT and compliance.

🔍 Responsibilities

• Reconcile daily payment transactions and settlements across internal systems, bank accounts, payment partner reports and accounting records;

• Maintain accurate records and controls for client funds safeguarding in line with legal requirements and internal procedures;

• Monitor incoming and outgoing payment flows, identify discrepancies and coordinate timely resolution;

• Control payment card transactions, including commission and fee accounting;

• Oversee EKS transaction control, settlement account balances and liquidity needed for settlements;

• Prepare financial, statistical and regulatory reports for supervisory authorities;

• Produce daily, weekly and monthly finance reports and support data accuracy in accounting records;

• Track regulatory changes and help implement process updates within your area of responsibility;

• Prepare information for internal controls, external audits and supervisory authority requests;

• Work closely with accounting, IT, payment operations and compliance teams to keep daily processes reliable and efficient.

🎓 Requirements

Must Have

• Higher education in finance, economics, accounting or a related field;

• Solid understanding of accounting principles, financial controls and payment accounting;

• Understanding of payment services, FinTech operations and electronic money institution processes;

• Strong analytical skills and high attention to detail when working with financial data;

• Good Microsoft Excel skills;

• Ability to plan your work independently and meet deadlines;

• Clear communication skills and a collaborative working style;

• Professional English skills suitable for working with financial documentation and cross-functional teams.

Nice to Have

• Experience in a bank, electronic money institution or FinTech company;

• Experience with EKS and Latvian Bank electronic reporting systems;

• Experience using data analysis or visualization tools such as Power BI;

• Familiarity with regulatory reporting, audit support or client funds safeguarding controls.

🤝 Key Competencies

• Accuracy and ownership when handling sensitive financial data;

• Structured problem-solving when investigating reconciliation breaks;

• Strong prioritisation across daily, weekly and monthly reporting deadlines;

• Confidence working with regulated processes and internal controls;

• Practical collaboration with finance, payments, IT and compliance stakeholders.

✨ The Employer Offers

• Work in a Latvian Bank-licensed electronic money institution;

• Direct involvement in payment operations, safeguarding and financial control processes;

• Exposure to an international FinTech environment;

• Professional development in a regulated financial services setting;

• Hybrid work model with a modern office in central Riga;

• Health insurance;
  

If you want a role where accuracy, payments knowledge and regulatory discipline genuinely matter, this is a strong next step. Apply now and help keep payment operations, reporting and client funds controls running with confidence.