Our client is a tier-one FinTech firm specializing in high-scale payment and data solutions. Their proprietary technology bridges the gap between traditional banking systems and modern digital applications, supporting millions of transactions across the European market. They are a mission-critical partner for any business requiring secure, direct-to-bank financial interactions at scale.

As the company continues to scale its regulated payments and data services, the MLRO plays a mission-critical role, owning the end-to-end AML/CTF framework while also holding responsibility for Sanctions and Fraud Prevention. This is a senior, board-facing position where financial crime oversight is not a support function, but a core pillar of sustainable growth.

🔍 Responsibilities:

• Act as MLRO for the Lithuanian payment firm, owning the full AML/CTF framework including KYC, transaction monitoring, screening, and record-keeping;

• Prepare, submit, and oversee Suspicious Activity Reports (SARs) to the Lithuanian FCIS and support group-level reporting;

• Develop, maintain, and continuously improve AML, sanctions, and fraud prevention policies in line with Lithuanian and EU regulations;

• Lead enterprise-wide, product, and customer financial crime risk assessments, escalating key risks to senior management and the Board;

• Serve as the primary point of contact for regulators, law enforcement, and external stakeholders on financial crime matters;

• Design and oversee international sanctions compliance controls, including customer screening, monitoring, and regulatory reporting;

• Own the firm’s fraud prevention strategy, including detection, investigation, response, and continuous improvement of controls;

• Drive automation and operational efficiency across AML, sanctions, and fraud processes in close collaboration with Product and Tech teams;

• Line-manage, mentor, and develop the Financial Crime team;

• Provide expert oversight and final sign-off on complex investigations, SARs, and high-risk financial crime cases.

🎓 Requirements:

• Proven experience as MLRO, or senior AML leader within a regulated FinTech, PSP, or EMI;

• Strong working knowledge of Lithuanian AML/CTF regulations, EU financial crime frameworks, and international sanctions regimes;

• Hands-on experience with SAR filing, regulatory reporting, and direct engagement with regulators;

• Demonstrated expertise across AML, sanctions compliance, and fraud risk management;

• Experience leading and developing compliance or financial crime teams;

• Strong understanding of transaction monitoring systems, screening tools, and fraud detection technologies;

• Ability to operate confidently at Board and senior management level;

• Excellent English communication skills; fluency in Lithuanian language is a strong advantage.

✨ The Employer Offers:

• Senior role with direct Board exposure and real decision-making authority;

• Ownership to build and scale a modern financial crime framework at group level;

• Competitive senior-level compensation, including employee share options;

• Clear long-term growth path with funded training and development;

• Flexible hybrid work, 30 days working abroad, plus extra holidays after year one;

• Strong benefits package: private medical insurance and referral scheme.

If you’re ready to lead a financial crime strategy in a regulated FinTech and make a real impact at the highest level — let’s talk.