We are looking for an experienced and autonomous MLRO to lead our client’s Anti-Money Laundering and Counter-Financing of Terrorism  efforts in a dynamic Electronic Money Institution. Operating in high-risk financial markets, they rely on the expertise and vigilance of our MLRO to ensure full compliance with evolving regulatory requirements and international standards.

🔍  Responsibilities:

• Design, implement, and continuously update AML/CFT policies and procedures in accordance with the latest EU and Lithuanian regulations;
• Conduct regular AML/CFT risk assessments across the organization and propose mitigation strategies;
• Monitor transactions and internal activities, detect suspicious behavior, and ensure timely filing of Suspicious Transaction Reports (STRs);
• Prepare and submit AML/CFT reports to the Bank of Lithuania, FIU, and other relevant authorities;
• Serve as the primary point of contact for AML/CFT-related audits, inspections, and investigations;
• Deliver AML/CFT training and awareness programs for all staff members;
• Regularly review and enhance internal controls to align with changes in regulations or risk exposures;
• Collaborate with other control functions (e.g., Compliance, Risk, Legal) to promote a strong compliance culture;
• Provide subject matter expertise and guidance on AML/CFT matters to various internal stakeholders.

🎓 Requirements:

• Bachelor’s degree in Law, Finance, Business Administration, or a related field;
• 5+ years of experience in AML/CFT within financial services, with prior MLRO experience preferred;
• Strong knowledge of AML/CFT laws and frameworks in Lithuania and the EU (AMLD, FATF, GDPR, PSD2);
• Experience working with high-risk client segments, such as crypto, PSPs, and international remittance platforms;
• Strong communication and interpersonal skills, with the ability to interface confidently with regulators and senior management;
• High ethical standards and sound judgment in decision-making;
• Professional certification such as CAMS, ICA, or equivalent is considered a strong advantage;
• Fluency in English and Lithuanian languages.

✨  The Employer Offers:

• Competitive salary;
• Flexible work arrangements (remote or hybrid within Lithuania);
• Ongoing professional development and certification support;
• The opportunity to work in a fast-growing, innovative digital banking environment;
• A diverse and international team culture backed by strong regulatory governance.

About the Company:

A Lithuania-based company holding a European electronic money institution license provides digital financial services across the European Economic Area. Its mobile app enables users to open IBAN accounts, make instant SEPA transfers, exchange currencies at real-time rates, and use Mastercard and VISA cards both online and in physical stores. The company also offers Ecommerce acquiring and POS-acquiring services, allowing merchants to accept card payments seamlessly through online platforms and physical terminals. In 2024, the company generated €6.5 million in revenue and achieved €1.3 million in net profit. It strictly adheres to EU regulations and holds a PCI DSS certification, ensuring a high level of data security.